人人贷逾期说要起诉我该怎么办?
人人贷逾期的确会收到平台的起诉通知，收到起诉通知并不意味着一定会输掉官司，但这是一个信号，告诉你需要认真对待这个问题了。
为什么会逾期，是因为暂时资金周转不过来，还是因为还款压力太大?搞清楚原因后，才能有针对性地解决问题。
主动与平台协商。 explain your situation and see if they can offer any solutions, such as extending the repayment period or adjusting the repayment amount. Most platforms would rather find a way to get their money back than go through a lawsuit, so they might be willing to work with you.
协商无果，你觉得平台的解决方案不合理，那么就开始准备应诉。 This means gathering all relevant documents, such as loan agreements, payment records, and communication records with the platform. You may also want to consult with a lawyer to get professional advice.
防止类似情况再次发生。 learn from this experience and manage your finances more wisely in the future. Consider setting up an emergency fund or using a budgeting tool to keep track of your expenses and ensure you can meet your financial obligations.
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