消费金融逾期一案已进入待诉阶段
standard answer（标准回答）是的，我们已经把那个逾期不还钱的案子提交给法院了，现在就在等着法院受理了。
explanation and solutions（原因和解决方法）
1、Why is this case going to court（为什么这个案子要上法庭）？
Well， you see（你看）， when someone borrows money from a consumer finance company（从消费金融公司借的钱）， they have to agree to pay it back by a certain date（他们得同意在一个特定的日期还款）。 But if they don't pay it back on time（但他们没有按时还款）， then the company has the right to take legal action（公司就有权采取法律行动） to try to get their money back（来尝试要回他们的钱）。
2、What can the finance company do to get the money back（消费金融公司能做什么来要回钱）？
Usually, they will start by sending reminders or making phone calls to the borrower（他们会先通过发送提醒或打电话给借款人）， asking them to pay the overdue amount（让他们还逾期未还的钱）。 If that doesn't work（这样不行）， they may decide to take the case to court（他们决定把案子提交给法院）。
3、What happens if the borrower still doesn't pay after the case goes to court（借款人在案子上法庭后还是不还钱会发生什么）？
The court will make a decision based on the evidence presented by both sides（法院会根据双方提供的证据做出决定）。 If the borrower is found to be in the wrong（借款人被判有错）， they may be ordered to pay back the money plus interest（他们被要求还钱加上利息）。 In some cases, they might even have to pay legal fees（在某些情况下，他们就要支付律师费）。
So， if you've borrowed money from a finance company（你从金融公司借过钱）， it's important to remember to pay it back on time（记得按时还款是很重要的）。 Otherwise， you might end up in court（否则，你会出现在法庭上）。
