信用卡账单日不是还款日 要分清！

standardized answer:

账单日和还款日不是一回事！账单日是你信用卡里欠银行钱的那一天，而还款日是你还钱的那一天，别混淆了！

detailed explanation:

账单日，就是银行算出你上个月用信用卡花了多少钱，然后给你发个账单，告诉你欠了多少钱，这个账单上有欠款的总额，还有最小还款额和还款日期，但这个日期，就是账单日，不是你要还钱的日子。

还款日，就是银行规定的你必须要还清欠款的最后期限，你在还款日之前还清了欠款，那就不会有任何利息产生，你拖到还款日还没还清，那银行就会开始收你利息，你还要付滞纳金。

many people make the mistake of thinking that the statement date is the due date, but that's not true! It's important to pay attention to these two dates and make sure you pay your credit card bill on time to avoid unnecessary fees and interest.

if you're still confused or have questions about credit cards, leave a comment below or visit our website for more information. We're here to help you understand and manage your credit card responsibly!

remember, 账单日不是还款日，要分清！ paying attention to these dates can save you a lot of trouble and money in the long run. So don't forget to pay your credit card bill on time!

Credit Card: Statement Date vs Due Date, Get It Right!