父母逾期贷款会影响孩子贷款吗？

答案是会。

你是父母，你们欠了贷款没还，那你们的孩子将来去银行其他金融机构贷款的时候，就会遇到麻烦，因为银行和其他金融机构在审核贷款申请的时候，他们要查申请人的征信记录，发现申请人的父母有逾期还款的记录，那么这个逾期记录会影响孩子的贷款申请。

为什么会有这样的影响呢？因为银行和其他金融机构会觉得，你的父母连自己的债务都不能按时偿还，那他们也会怀疑你的还款能力，为了确保贷款的安全，他们会对你产生一些顾虑，甚至会拒绝你的贷款申请。

父母逾期贷款对孩子的影响到底有多大呢？这个问题的答案并不是很简单，因为它取决于很多因素，比如逾期的时间、欠款金额、父母的征信记录等，有的情况下，父母逾期贷款会让孩子完全无法获得贷款；有的情况下，虽然孩子还是可以获得贷款，但是会被要求支付更高的利息，提供更多的担保。

你是父母，为了避免影响孩子的将来，你们最好还是按时还款，不要逾期，你是孩子，你最好也了解一下父母的经济能力，提前做好规划，避免将来因为父母的逾期贷款而受到影响。

你对这个问题还有其他疑问，想了解更多相关信息，欢迎留言再次访问我们的网站，我们会尽快为你解答，帮助你更好地了解贷款的相关知识。

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